A flourishing digital economy results in lucrative job opportunities and good wages. Although the Indonesian digital economy has yet to attain self-sustainability, you can find dozens of well-paying job opportunities. Disbursement of funds is fast, thanks to the many robust and efficient payment gateways. There are several ways to get paid when you sell products or services online in Indonesia.
Fast and Efficient Indonesian Payment Methods
Feasible payment methods are secure, reliable, and offer quality customer support. Platforms that support multiple currencies and have global coverage are what people prefer. There’ll be better chances to transact with international clients, too.
The best Indonesian payment gateway should have affordable commissions. Payment processing amounts consist of both the assessment and interchange fees. Some organizations offer flat fees. Other organizations charge extra for payment processing and currency conversion.
Xendit
Xendit is a widely-accepted payment gateway in Southeast Asia. It’s a favorite payment gateway among Indonesian businesses and online workers. Xendit has a built-in fraud detection system for assessing transaction risk levels. It supports multiple currencies, including the Malaysian ringgit (MYR), Philippine peso (PHP), Indonesian rupiah (IDR), US dollar (USD), and Singapore dollar (SGD).
The highly competent and courteous customer representatives offer timely support via ticketing and emailing systems and WhatsApp. The payment gateway integrates with most online marketplaces, e-commerce stores, and businesses. Commissions and charges depend on the payment method, with post-pay, international cards, and bank payments being the most expensive.
iPay88
When you make money online in Indonesia, you may receive your payments via iPay88. IPay88 is one of Southeast Asia’s most robust and efficient ways to accept payments online. It supports transfers through e-wallets, international credit cards, and debit cards. With iPay88, you can filter out and block unsafe transactions. This payment gateway allows you to limit the amount per transaction.
IPay88 supports 26 currencies, the most popular being RMB, MYR, THB, AUD, SGD, AUD, and USD. Customers can connect with customer care representatives via social media and email.
Midtrans
Indonesians can send and receive payments promptly and securely with Midtrans. Midtrans supports businesses of all sizes and industries, provided they have an online presence. The payment gateway integrates with most payment methods, including electronic wallets, banks, credit cards, and contactless systems. Commission rates are based on the payment method, with credit cards being the most expensive.
Transactions in and out of Midtrans are secured with robust security solutions provided by the Aegis system. Aegis uses complex algorithms and machine learning to detect and counter fraud attempts. The primary currency is the Indonesian rupiah, but you can transact in other currencies, such as USD and AUD. Send the company’s support team an email to resolve all technical glitches. You will also find resolutions to issues by browsing the FAQ section. Midtrans integrates multiple online stores and platforms, connected using payment links, built-in interfaces, or APIs.
Espay
Do you want to make cost-effective payments offline or online? Try Espay, one of the best Indonesian payment solutions. Espay offers a safe and efficient way to send and receive payments in 18 countries. Installing and maintaining Espay on your e-commerce store or online business is free. You can incorporate transfers via credit card, electronic wallet, or virtual account. EsPay doesn’t have a limit on the maximum or minimum amount per transaction.
Espay is PCI DSS certified and runs a robust fraud detection system to keep your transactions safe. It only supports two currencies, USD and IDR. Contact the support team by phone, email, or feedback form when you encounter technical glitches.
PayOp
PayOp is a globally-trusted payment processor offering efficient financial solutions in over 170 countries. This financial company supports dozens of payment methods and providers. PayOp uses several fraud-prevention approaches to detect and block suspicious transactions, including PCI DSS level 1 and 3D-secure compliant systems. It supports seven primary currencies and over 200 alternative payment methods. Users are assured of getting quality customer care and support through email and its ticketing system.
Final Word
Secure and efficient payment gateways are essential when setting up a business in Indonesia. As a full-time or part-time online worker, the best payment gateways ensure you get your money on time. If you are searching for secure ways to receive and send payments in Indonesia, look no further.